Nas Digital Growth

3 Insanely Simple First Steps to Building Your Wealth

August 11, 2025 | by Nas Digital Growth

How to Shatter the Mindset Keeping You Financially Stuck

3 Insanely Simple First Steps to Building Your Wealth

Building wealth sounds complicated, doesn’t it? Indeed, it feels like a secret world of confusing jargon, complex strategies, and risky moves meant only for experts. As a result, it’s enough to make anyone feel overwhelmed and stuck.

However, what if I told you that the entire journey begins with just three steps? Specifically, not complicated, life-altering decisions, but three insanely simple actions you can start this week to completely change your financial future.

So, forget the noise. Forget the complexity. This is your clear, simple starting line.

Step 1: Know Your Score in 15 Minutes

To begin with, you can’t win a game if you don’t know the score. Therefore, this first step is about gaining that clarity in less time than it takes to watch an episode on Netflix. Forget complex spreadsheets; in fact, all you need is a piece of paper and a calculator.

Your Action: Calculate your two most important numbers.

  1. Your Net Worth (Assets – Liabilities): First, list everything you own that has value (for instance, cash in the bank and any investments) and add it up. This is your Assets number. Next, list everything you owe (like credit card balances and student loans) and add it up. This is your Liabilities number. Then, subtract your liabilities from your assets. The result is your net worth. It’s that simple. Importantly, this isn’t a number to judge yourself with; instead, it’s just the starting point on your map.
  2. Your Monthly Cash Flow (Income – Expenses): Now, look at a typical month. How much money comes in? How much goes out? The number left over is your cash flow. Without a doubt, this is the single most powerful tool you have for building wealth.

That’s it. In just a few minutes, you now know more about your financial health than most people. You have your score. So, let’s start improving it.

Step 2: Put Your Wealth on Autopilot (for Less Than a Coffee)

This might sound like the most complicated step, but in reality, thanks to modern technology, it’s actually the easiest. This is where you build the habit of wealth creation automatically, so that it happens without you even thinking about it.

Your Action: Set up your first, tiny, automatic investment.

  1. Open an Account: First, download a beginner-friendly brokerage app or go to a low-cost brokerage website. In fact, you can open an account in minutes.
  2. Set Up the Transfer: Next, link your bank account and schedule an automatic transfer for a small amount of money each week or month. How small? For instance, think less than a coffee or a takeaway lunch. Start with $10, $20, or $50. The amount does not matter right now. Instead, it’s the habit we’re building.
  3. Automate the Investment: Finally, set that recurring transfer to automatically buy into a broad, low-cost index fund (like one that tracks the S&P 500).

Ultimately, you’ve just set one simple rule: “I pay my future self first.” By doing this, you have officially become an investor. You are now an owner, by default, every single week.

Step 3: Get 1% Smarter This Week

Of course, your greatest tool for building wealth is your own knowledge. However, you don’t need to enroll in a university course to get it. Instead, you just need to get curious and commit to getting 1% smarter this week.

Your Action: Choose one of these simple “brain-feeding” activities and schedule it in your calendar.

Choose one and dive in:

  • For example, listen to one episode of a reputable finance podcast (like The Ramsey Show or Planet Money) during your commute.
  • Alternatively, watch one high-quality YouTube explainer video on a topic like “What is an index fund?” or “How does compound interest work?”
  • Furthermore, you could read one chapter of a foundational money book like The Psychology of Money or I Will Teach You to Be Rich.

The goal isn’t to become an expert overnight. Rather, it’s to plant a seed. Indeed, a single idea from one of these resources could be worth thousands—or even millions—over your lifetime.

Your Move

That’s it. Three simple steps. In other words, no complicated theories and no intimidating spreadsheets.

As a result, you now have a starting number, an automated wealth-building habit, and a commitment to growth. Ultimately, the secret to building wealth isn’t one giant, complicated leap. Instead, it’s a series of insanely simple steps, taken consistently over time.

Now, you have learned the first three. Your move.

The Mindset That’s Keeping You Broke

https://youtu.be/rcfQzGtidFk?si=wL5HbPlfOZxIYcsk

Shatter Your Mindset. Build Your Wealth.

Your Bold Breakthrough Starts Now

Obedience Trained You. Now Ownership Sets You Free.

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